Jo Ann Barefoot is the host of the global podcast show Barefoot Innovation. A noted advocate of “regulation innovation,” Jo Ann is Senior Fellow Emerita at the Harvard Kennedy School Center for Business & Government. She has been Deputy Comptroller of the Currency, partner at KPMG, Co-Chairman of Treliant Risk Advisors, and staff member at the U.S. Senate Banking Committee. She’s an angel investor, serves on the board of Oportun, serves on the fintech advisory committee for FINRA, is a member of the Milken Institute U.S. FinTech Advisory Committee, and is a member of the California Blockchain Working Group Advisory Board. Jo Ann chairs the board of directors of FinRegLab, previously chaired the board of the Financial Health Network, and previously served on the CFPB’s Consumer Advisory Board. She was a Cofounder of Hummingbird Regtech.
David has worked in banking and payments for 20 years at McKinsey, American Express where he was a GM in the prepaid group, and JPMorgan Chase where he was the head of credit card strategy and helped design their big data initiative. David is the architect of the Bank On National Account Standards, and he is a Co-Founder of Petal, a fintech credit card pioneering the use of cash flow underwriting to help consumers build safe and affordable credit access. David is a member of the CFPB's Consumer Advisory Board, where he advocates for technology innovation as an opportunity to drive financial inclusion, and a member of the Marketplace Partner Advisory group for Change Machine. David serves on several nonprofit boards and is an active fintech advisor and investor. David holds an MBA from the Tuck School of Business at Dartmouth, and a B.S. from Cornell University.
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