Josh has spent 20 years moving from the architecture of the internet to the architecture of money, and how people think about it. Currently, Josh is dedicating his time to his family, and growing herd of goats, cattle and sheep on his farm in rural Oregon. Prior to this Josh was the founder and CEO of Simple.com. At Simple, he used his background in systems engineering, quantitative analysis, and behavioral economics to design a retail banking experience designed to help people feel confident with money. He has an MBA from Carnegie Mellon University, a BSc in Mathematics and Statistics and almost a medical degree from the University of Melbourne.