AIR in the News

June 29, 2022 — AIR was a partner with India’s Reserve Bank Innovation Hub on a tech competition and ideas forum exploring digital financial services solutions for women’s economic advancement.

June 15, 2022 — The Alliance of Innovative Regulation launched in mid-2019 with a small, devoted staff and a huge mission. Since then, the organization has more than tripled in size, facilitated digital regulatory solutions and fostered a global conversation about digitizing financial oversight.

June 6, 2022 — In an op-ed published by American Banker’s BankThink, Alliance for Innovative Regulation co-founder Jo Ann Barefoot makes the case for bank regulators to seize the opportunity to overhaul their digital capacity.

May 24, 2022 — In a paper published by the Brookings Institution, Alliance for Innovative Regulation co-founder Jo Ann Barefoot lays out multiple use cases for government agencies to use artificial intelligence to power their innovation strategies.

May 19, 2022 — A review of years of studies shows that organizations favoring diverse thinking, staff heterogeneity and inclusiveness formulate and execute the best new ideas. Written by AIR’s Nick Cook. 

April 26, 2022 — AIR is proud to join The Aspen Institute Financial Security Program (FSP) and a coalition of over 30 financial and tech companies and nonprofits calling for the Treasury Department to establish a Presidential Commission to create a national, interagency financial inclusion strategy.

April 21, 2022 — The Paypers Financial Crime and Fraud Report for 2022 features an article written by AIR CEO Jo Ann Barefoot. Download the full report to find out latest insights into how to build trust, manage risk and fight financial crime.

December 15, 2021 — The fundamental question facing financial regulators when they consider the use of artificial intelligence and machine learning in banking is this: Do the rewards outweigh the risks? That’s doubly true when those tools are used to underwrite consumer loans.

July 28, 2021 — Governments have been grappling with the challenge of how to regulate new and rapidly expanding industries while safeguarding against potential risks ever since technological change first accompanied the Industrial Revolution. In the 18th and 19th centuries…

May 6, 2021 — Article by Jo Ann Barefoot published by the Penn Program on Regulation of the University of Pennsylvania Law School. Financial regulation is entering the digital age, converting tools and strategies from analog to digital design. In the next decade, this transformation will reach critical mass and do for regulation what digitization does for everything else—make it better, faster, and cheaper.

March 29, 2021 — Looking back at the unprecedented events of the past year, policymakers are sure to note the remarkable power of technology, both to do good and to fuel destructive forces. They should also recognize their authority to…

August 19, 2020 — In many smaller American towns banks and credit unions are finding usual sources of loan demand dwindling — and that was before the COVID-19 recession. Community banking institutions may find trouble if they market their credit…

July 30, 2020 — This episode of Hub Talks includes IFWG Chairperson Dr. Arif Ismail and special guests Sharmista Appaya, Senior Financial Sector Expert on Fintech at the World Bank, and Jo Ann Barefoot, CEO & Cofounder of the Alliance for Innovative Regulation, discussing “Women in Fintech” as part of our celebration of Women’s Month in August.

June 28, 2020 — The Federal Deposit Insurance Corp. is moving to boost the way it monitors for risks at thousands of U.S. banks, potentially scrapping quarterly reports that have been a fixture of oversight for more than 150 years yet often contain stale data.

May 19, 2020 — The U.S. and governments around the world are considering all the ways to stimulate the economy in the face of COVID-19. While direct infusions of cash, loans and other incentives are critical to keeping business and workers afloat right now…

May 6, 2020 — Zach Anderson Pettet’s For Fintech’s Sake Podcast featuring Jo Ann Barefoot and David Ehrich

Fintech Solutions for the Paycheck Protection Program (PPP) — April 1, 2020

Recommendations for PPP Phase 2  — April 15, 2020

Expand ‘Infrastructure Investment’ to Include Technology  — April 30, 2020

March 10, 2020 — A Reconstruction-era law to rein in government spending is among many federal statutes preventing financial regulators from fully studying today’s cutting-edge financial technologies, according to a former Treasury official who wants to do something about it.

October 28, 2019 — Innovation in regulation once seemed like an oxymoron. But not anymore. Recently, regulators globally are building innovation agendas partly through a new tool — hackathon events called “tech sprints.” The events allow companies to live-test an…

October 24, 2019 — The rapid pace of technological change provides a breathtaking opportunity to challenge and change the world. We are moving toward a technology space that is swift, connected and digitized. This will not only reshape industries but also the regulatory frameworks around them.