IN THE NEWS • American Banker Publishes Story on AIR’s MDI Initiative
The Alliance for Innovative Regulation’s effort to highlight technology challenges facing Minority Depository Institutions was the subject of an in-depth article in the industry news publication.
PODCAST • Delicia Hand, Cleve Mesidor on Rethinking Consumer Protection Paradigm
The question of how to expand access and ensure fairness for people of color deals with finding the right balance of regulation, technology and traditional finance. Two leaders on this issue speak with Jo Ann about finding the best answers.
INITIATIVE • AIR Initiative to Create Digital Transformation Road Map for MDIs
The MDI ConnectTech initiative helps participating Minority Depository Institutions assess their technology capability, identify digital offerings to benefit their customers, and establish a road map to implement third-party digital solutions.
PODCAST • Rep. Gregory Meeks on Technology’s Power to Expand Financial Inclusion
The New York Democrat and House Financial Services Committee member has embraced digital financial solutions as a way to strengthen low-income communities. He sits down with Jo Ann to discuss the Community Reinvestment Act, bipartisanship in Congress and more.
PODCAST • The Reserve Bank of India’s Path to Financial Inclusion
Rajesh Bansal is head of India’s Reserve Bank Innovation Hub, which along with AIR hosted the Swanari TechSprint looking at ways to expand financial services access for women. He speaks with Jo Ann about the country’s pioneering innovation strategy.
BLOG • Power of empowerment: Swanari TechSprint Takeaways
AIR was a partner with India’s Reserve Bank Innovation Hub on a tech competition and ideas forum exploring digital financial services solutions for women’s economic advancement.
TECHSPRINT • AIR, U.K. Regulator Team Up on Women’s Empowerment TechSprint
The Alliance for Innovative Regulation and Financial Conduct Authority partnered on a transatlantic competition and conference examining ways to address the disproportionate impact of the COVID pandemic on women.
EVENT • Community Banks and Innovation: Helping Small Banks Compete
Community banks are vital to economic wellbeing but are under stress. Challenged to compete with large banks and fintechs, smaller institutions could pioneer focused innovation, but need access to technology to serve customers and cut costs.
PODCAST • Activism and Algorithms: Making Lending Fairer
Lisa Rice, CEO of the National Fair Housing Alliance, is a civil rights activist. Kareem Saleh is a tech guy who founded the startup FairPlay, which uses AI analytics. They come from different worlds, but have teamed up to combat unfair lending.
PODCAST • Saving Minority Depository Institutions: Nicole Elam and Robert James
Elam and James, who lead the national trade association representing MDIs, come on the show to discuss how these specialized companies are struggling in the face of technological change, competition from larger banks and other forces.
PODCAST • Cleve Mesidor on Diversifying the Tech Sector
Jo Ann talks with the founder of the National Policy Network of Women of Color in Blockchain for the South by Southwest conference. Cleve shares insights about the lack of diversity at technology firms and what to do about it.
PODCAST • Barefoot Innovation Podcast Hits 200-Episode Milestone
It has been quite a ride since our first episode in 2015. Over more than eight years, this show helped mark AIR’s founding, unpacked what the pandemic and other events meant for financial regulation, and hosted so many enlightening discussions about disruptive technology.
WHITE PAPER • Harvard Papers on Financial Inclusion
Fifty years of U.S. regulation aimed at promoting financial inclusion and consumer fairness has largely failed. In these papers, AIR CEO Jo Ann Barefoot reports on her two years as a Harvard senior fellow, arguing that new technology can lead to better results.
NEWS • AIR Hosts Key Stakeholders at U.S. Capitol to Weigh Future of MDIs
AIR gathered financial policy leaders, bank and credit union representatives, technology innovators and other stakeholders at the U.S. Capitol to advance an ambitious initiative to enable MDIs to adopt the digital tools that they need to improve financial services offerings for communities of color.
PODCAST • The Mojaloop Foundation’s Drive for an Interoperable Financial System
The foundation’s leaders, Paula Hunter and Lesley-Ann Vaughan, speak with Jo Ann about their work to expand financial inclusion through open-source software with interoperability as a central component. The word mojaloop means “one” in Swahili.
OP-ED • How Policymakers Can Encourage Responsible Innovation
The pace of digital transformation in financial services is exponential. Regulators play a critical role to ensure that this technological change is used for good, according to an op-ed co-written by AIR Executive Director David Ehrich.
NEWS • AIR Partners with Visa to Help Minority Banks and Credit Unions Close Tech Gap
The MDI Digital Modernization initiative seeks to strengthen competitiveness and customer access at Minority Depository Institutions to narrow the racial wealth gap.
BLOG • Companies Excelling at Diversity Also Lead on Innovation
Nick Cook, AIR’s head of strategy, outlines years of studies showing how organizations that favor diverse thinking, staff heterogeneity and inclusiveness formulate and execute the best new ideas.
PODCAST • ‘There Were Zero Plane Crashes Before We Had Planes’: Kyle Hauptman
Kyle Hauptman, vice chairman of the National Credit Union Administration, comes on the show to discuss how his agency encourages credit unions to take steps to stay relevant in the digital era.
PODCAST • Demystifying DeFi and Web3 with Tomicah Tillemann
Tillemann, Chief Policy Officer of Haun Ventures, shares his views about the crypto winter and how the confluence of blockchain, open source and digital tokens could solve stubborn problems.
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