Home
AIR's NextGenAI Call for Papers Winners
Global Fraud Program
Regulation 2.0: The Dawn of Tech-Driven Financial Regulation
Impact of Our Work
The future of financial regulation is here. For over five years, AIR has shaped the global conversation on regulatory modernization, building a foundation of research, advocacy, and convenings. Now, we’re moving from insights to action, ensuring oversight is technology-enabled, data-driven, and future-proof. Through collaboration, innovation, and real-world implementation, we help regulators and financial institutions navigate this transformation—creating a more resilient, transparent, and fair financial system.
The Latest
EVENT • Don’t Miss AIR’s Upcoming Events
AIR’s mission includes connecting the complex regulatory ecosystem to share best practices, build connective tissue across siloed entities, and inspire innovation. We host events with stakeholders across all disciplines and drive conversation into action.
BLOG • The Future of AI Regulation & Ethics: Key Insights from Leading Industry Voices
AIR hosted a public call for papers to stimulate thought leadership in the financial ecosystem regarding GenAI. The three winning papers reimagined consumer financial protection, explored ethical frameworks and sought to balance innovation and risk for KYC onboarding.
TECHSPRINT • Bank + Fintech Arrangements TechSprint
AIR hosted an in-person TechSprint to explore regulatory issues relating to the evolving business models of community banks, with a focus on relationship models between banks and fintech firms.
WHITE PAPER • From Legacy Systems To Cutting-Edge Tech: A Financial Regulator’s Odyssey
Written by AIR CIO Nick Cook, this paper aims to offer strategic guidance, technology insights, and advocate for cultural and organizational adaptation within financial regulatory bodies to embrace digital transformation.
PODCAST • Regulation 2.0: The Dawn of Tech-Driven Financial Regulation
In this episode, Jo Ann explores the potential for rapid change in financial regulation in 2025. She argues that the convergence of six factors could lead to the emergence of “Regulation 2.0,” a new paradigm of financial regulation enabled by technology.
WHITE PAPER • Earned Wage Access: Exploring Policy Implications & Frameworks
Produced in partnership with Gattaca Horizons LLC, this paper aims to provide a comprehensive review of earned wage access services, their potential to mitigate harms associated with certain traditional financial products, and the unique challenges they pose.
WHITE PAPER • Adapting Model Risk Management for Financial Institutions in the Generative AI Era
AIR and Google Cloud jointly released this paper exploring how model risk management (MRM) frameworks and established governance practices can be applied to manage risks for financial institutions in gen AI contexts.
BLOG • Regulation 2.0: The Dawn of Tech-Driven Financial Regulation
2025 will bring the convergence of huge currents of change in financial regulation, especially with the arrival of the second Trump administration. Will the year launch “Regulation 2.0” — a new tech-based model for doing regulatory work?
WHITE PAPER • A Purposeful Journey into Digitization: Lessons Learned from MDI Digital Modernization Programs
This paper underscores the essential role Minority Depository Institutions (MDIs) play in supporting marginalized communities, while offering a road map for these institutions to remain competitive in the digital financial services landscape.
Follow AIR on Social Media
Get involved
Stay informed by joining our mailing list
