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AIR's NextGenAI Initiative
AIR is a global nonprofit, non-membership organization dedicated to ensuring that the digital transformation of finance is matched by digital transformation of financial regulation, equipping regulators to meet their mandate to make the financial sector resilient, inclusive and fair.
Financial regulation should be a potent force for good. It should operate as an invisible force in people’s lives, ensuring that consumers are shielded from discrimination and abuse, that small businesses can access capital, that criminals cannot use the banking system to hide illicit activity, and that financial catastrophes are averted. AIR educates, connects, and supports the regulatory ecosystem to help realize these goals.The Latest
WHITE PAPER • Earned Wage Access: Exploring Policy Implications & Frameworks
Produced in partnership with Gattaca Horizons LLC, this paper aims to provide a comprehensive review of earned wage access services, their potential to mitigate harms associated with certain traditional financial products, and the unique challenges they pose.
TECHSPRINT • Bank + Fintech Arrangements TechSprint
AIR is hosting an in-person TechSprint to explore regulatory issues relating to the evolving business models of community banks, with a focus on relationship models between banks and fintech firms.
WHITE PAPER • Adapting Model Risk Management for Financial Institutions in the Generative AI Era
AIR and Google Cloud jointly released this paper exploring how model risk management (MRM) frameworks and established governance practices can be applied to manage risks for financial institutions in gen AI contexts.
WHITE PAPER • From Legacy Systems To Cutting-Edge Tech: A Financial Regulator’s Odyssey
Written by AIR CIO Nick Cook, this paper aims to offer strategic guidance, technology insights, and advocate for cultural and organizational adaptation within financial regulatory bodies to embrace digital transformation.
PODCAST • The Financial Regulators’ Odyssey: AIR’s Innovation Lead Nick Cook
AIR’s Nick Cook discusses the “Financial Regulators’ Odyssey” — the journey that lies ahead for virtually every financial regulatory body in the world, in catching up their own technology and cultures to the age of digitized data and AI.
ARTICLE • The Survival Of Minority Depository Institutions Requires A Journey To Digitization
This brief focusing on key stakeholder actions to support MDIs is a companion to the white paper titled “A Purposeful Journey into Digitization: Lessons Learned from the MDI Digital Modernization Pilot & ConnectTech Programs.”
WHITE PAPER • AI: Transforming the Future or Triggering Fear?
Authored by AIR Senior Advisor and former global regulator F. Christopher Calabia, this paper examines the transformative potential and risks associated with the deployment of generative artificial intelligence (GenAI) in the financial services sector.
WHITE PAPER • A Purposeful Journey into Digitization: Lessons Learned from MDI Digital Modernization Programs
This paper underscores the essential role Minority Depository Institutions (MDIs) play in supporting marginalized communities, while offering a road map for these institutions to remain competitive in the digital financial services landscape.
BLOG • Recapping MDI Innovate: A Purposeful Journey into Digitization
Finding solutions to help minority depository institutions (MDIs) thrive was the central theme of AIR’s high-powered conference, “MDI Innovate: A Purposeful Journey into Digitization,” which took place May 2nd in Washington, D.C.
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