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The future of financial regulation is here. For over five years, AIR has shaped the global conversation on regulatory modernization, building a foundation of research, advocacy, and convenings. Now, we’re moving from insights to action, ensuring oversight is technology-enabled, data-driven, and future-proof. Through collaboration, innovation, and real-world implementation, we help regulators and financial institutions navigate this transformation—creating a more resilient, transparent, and fair financial system.

The Latest


EVENT • Innovation Elements: Cohort for Financial Regulators

Innovation Elements Cohort is a 4-day immersive experience in London in the autumn of 2025 designed for regulators to accelerate their organization’s innovation capacity. The program includes expert-led sessions, hands-on workshops, and collaborative problem-solving.

EVENT • Battlefront: An Immersive Experience to Fight Fraud

AIR is hosting “Battlefront: Fraud in the Age of AI,” an interactive simulation event addressing the rise of AI-enabled and AI-driven fraud. Over two days, experts and stakeholders will explore how AI can amplify human deception or operate independently to outsmart defenses.

EVENT • West Africa Payments & Fraud Policy Sprint

AIR, in collaboration with the West African Monetary Institute, will host a two-day Policy Sprint in Lagos, Nigeria, focused on developing policy-driven solutions to combat fraud and thereby enhance the safety of digital payment systems in West Africa.

WHITE PAPER • Protecting Public Goods: Policy and Technology Solutions to Fight Corruption in Project Financing

This paper explores using technology and policy innovations to combat corruption in infrastructure projects. It aims to increase transparency and accountability in public works projects, where corruption can divert significant funds.

Cover image of AIR's white paper "From Legacy Systems To Cutting-Edge Tech: A Financial Regulator’s Odyssey" displaying a lighthouse in tumultuous waters.

WHITE PAPER • From Legacy Systems To Cutting-Edge Tech: A Financial Regulator’s Odyssey

Written by AIR CIO Nick Cook, this paper aims to offer strategic guidance, technology insights, and advocate for cultural and organizational adaptation within financial regulatory bodies to embrace digital transformation.

PODCAST • Regulation 2.0: The Dawn of Tech-Driven Financial Regulation

In this episode, Jo Ann explores the potential for rapid change in financial regulation in 2025. She argues that the convergence of six factors could lead to the emergence of “Regulation 2.0,” a new paradigm of financial regulation enabled by technology.

WHITE PAPER • Adapting Model Risk Management for Financial Institutions in the Generative AI Era

AIR and Google Cloud jointly released this paper exploring how model risk management (MRM) frameworks and established governance practices can be applied to manage risks for financial institutions in gen AI contexts.

BLOG • Regulation 2.0: The Dawn of Tech-Driven Financial Regulation

2025 will bring the convergence of huge currents of change in financial regulation, especially with the arrival of the second Trump administration. Will the year launch “Regulation 2.0” — a new tech-based model for doing regulatory work?

earned wage access

WHITE PAPER • Earned Wage Access: Exploring Policy Implications & Frameworks

Produced in partnership with Gattaca Horizons LLC, this paper aims to provide a comprehensive review of earned wage access services, their potential to mitigate harms associated with certain traditional financial products, and the unique challenges they pose.

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