Rollercoaster pricing has left cryptocurrency markets in turmoil, but the digital-asset sector has shown staying power with sustained transaction volume and persistent entrepreneurship and investment supporting a torrent of new crypto-related uses. The industry will continue to evolve.

Decentralized finance (DeFi) could lead to financial instruments being available without banks or brokerages. A blockchain-based Web 3.0 could make e-commerce more secure and useful, with stronger privacy protections. Distributed ledgers could revolutionize everything from medical recordkeeping to ticket sales. This maturation will require policymakers to develop frameworks that can both foster innovation and ensure that consumers are protected from bad actors and are treated fairly.


PODCAST • Talking Web3 with Jai Ramaswamy of a16z

Ramaswamy, the Chief Legal Officer of Andreessen Horowitz, speaks to Jo Ann about the World Wide Web’s evolution and how version 3.0 aims to improve on earlier shortcomings through blockchain technology, tokenization and smart contracts.

REPORT • The Future of Crypto and Blockchains in the U.S.

In an expanded edition of the Board Risk Report published by the Board Risk Committee, AIR CEO Jo Ann Barefoot explores the risks and opportunities of cryptocurrency and blockchains that corporate boards should consider.

EVENT • Make Money Green: How a Changing Climate Affects Financial Regulation

Global efforts to fight climate change mean new challenges and opportunities for companies and regulators, shining a light on everything from the financial stability risk of extreme weather to green financing initiatives to crypto miners’ energy use.

INITIATIVE • Crypto Climate Accord Targets Net-Zero Emissions

Cryptocurrency firms signing on to the initiative — launched by Energy Web, the Rocky Mountain Institute (RMI) and AIR — have committed to reduce their own emissions and help develop standards for 100% renewably-powered blockchains.

PODCAST • OCC’s Michael Hsu on crypto policy: ‘We want to get it right’

Like all regulators, the head of the Office of the Comptroller of the Currency is focused on how to regulate cryptocurrencies. Hsu discusses crypto’s role in financial inclusion and his view that stablecoins should be the foundation for the crypto system.

OP-ED • Bank Regulators Need to Overhaul Their Digital Capacity

There has never been a better time for agencies regulating the financial sector to prioritize their own digital makeover, argues AIR CEO Jo Ann Barefoot in an op-ed published by American Banker.

TECHSPRINT • Regulatory Reporting for the Digital Age

AIR worked with the New York Department of Financial Services and the Conference of State Bank Supervisors on a TechSprint to improve the speed and quality of data submitted by virtual currency firms, leveraging their advanced digital capability.

PODCAST • How New York Remains on Forefront of Crypto Oversight

Jo Ann welcomes Kaitlin Asrow and Peter Marton — two officials in the New York state Department of Financial Services — to discuss the state’s stablecoin guidance and how the agency is addressing the financial sector’s technology transformation.

PODCAST • Circle’s CEO on Stablecoin Growth, Smart Contracts, Future of Regulation

Jo Ann’s guest is Jeremy Allaire, founder of the digital currency company Circle, which has built the new protocol called USD Coin.

TECHSPRINT • Protecting Children from Online Predators

The Protecting Children TechSprint focused on combating the purchase of child sexual abuse material (CSAM) through the use of crypto analytics. It was featured in Fast Company magazine’s 2021 World Changing Ideas awards.

PODCAST • Wyoming’s Regulatory Experiment: Turning Itself into a Crypto Hub

(Former) Banking Commissioner Albert Forkner discusses how the rural state went from having a traditional focus on community banks to becoming a national leader in attracting cryptocurrency firms.

PODCAST • Insights From Former Fed Vice Chair Randal Quarles

The Federal Reserve’s ex-vice chair for supervision shares candid and thoughtful insights from his tenure, including advice for other policymakers and lessons learned by serving through the COVID crisis.

PODCAST • Energy Web CEO on Fixing Crypto’s Climate Problem

Jesse Morris, who leads nonprofit Energy Web in developing open-source ways to decarbonize the energy grid, speaks with Jo Ann about the private-sector effort to encourage cryptocurrency firms to reach for net-zero emissions.

Get involved

Stay informed by joining our mailing list