Mike joined AIR as a Program Director in April 2023 with more than 11 years of prior regulatory compliance experience. He worked at the Federal Deposit Insurance Corporation for over eight years where he led or participated in examinations of community and regional banks across the U.S., including several of the most complex banks overseen by the agency. Mike also served as an instructor at the FDIC’s compliance examination schools and provided consumer compliance training internally and to regional industry groups. He later transitioned to a consulting role at the firm Protiviti, helping several of the nation’s largest financial institutions address complex regulatory issues. Mike has served as a team lead for large-scale compliance validation engagements and compliance audits covering a wide range of regulatory requirements, including Community Reinvestment Act (CRA) obligations and the effectiveness of fair-lending programs. He has also supported program-level assessment, design and implementation activities for several top U.S. banks and contributed to public-facing thought leadership related to regulatory changes and emerging industry trends. Through these experiences, Mike has grown interested in how regulators can improve supervisory efficiency and transparency, and how the financial services industry can improve access and outcomes for the economically disadvantaged.
Mike received his undergraduate degree from Dickinson College and a Master of Business Administration from the University of Massachusetts Amherst. He is also a graduate of the American Bankers Association Stonier Graduate School of Banking, where his capstone project focused on CRA modernization. In his spare time, Mike can be found enjoying the outdoors by exploring the mountains and beaches of New England.