AIR is a global nonprofit dedicated to advancing the goals of ‘fair finance’ through technology. A fair financial system should be fully inclusive, nondiscriminatory, transparent, and free of money laundering that funds heinous crime like human trafficking and terrorist financing.

Founded by Jo Ann Barefoot and David Ehrich, AIR promotes the use of ‘responsible technology’ to help consumers and small businesses build financial health. Working in emerging and mature markets, AIR leverages technology to solve issues of gender equity, racial justice, and green finance.

To achieve ‘fair finance’ and ensure that the financial system leverages technology for good, AIR supports a strong regulatory system and advocates for its digital modernization, necessary to effectively regulate an industry that has already been transformed by technology. Learn more about AIR’s Vision and Mission.


Women's Economic Empowerment TechSprint:
March 22-25, 2021

AIR is partnering with the UK’s Financial Conduct Authority (FCA) to address the disproportionate impact of the pandemic on women. By jointly hosting a global virtual TechSprint, we aim to empower women by exploring innovation that increases financial inclusion, resilience and access.

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TechSprint on Financial Crime: Using Traceability in Crypto to Combat CSAM (Child Sexual Abuse Material)

AIR hosted a TechSprint from October 19-23 with regulators, law enforcement, industry and experts to explore how to use the traceability of crypto to limit distribution of child sexual abuse material (CSAM).

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Redesigning Financial Regulation for the Digital Age: A Request for Comments (RFC)

Financial regulation needs to convert from analog to digital design. This paper is an RFC calling for gradual but urgent conversion of the financial regulatory system to a “digitally-native” framework – a system that will be rebuilt over time to leverage the power of digitization and make regulatory outcomes better, faster, and cheaper, all at once.

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Regulation innovation cannot be an oxymoron

Jo Ann Barefoot, CEO of AIR

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