Announcing the Regtech Manifesto — Financial regulation needs to convert from analog to digital design. This seminal thought piece calls for gradual, but urgent, conversion of the financial regulatory system to a “digitally-native” framework. The Manifesto is a Request for Comments (RFC). It calls for discussion about a system that will be rebuilt over time to leverage the power of digitization and make regulatory outcomes better, faster, and cheaper, all at once. Join the conversation.

AIR is a nonprofit dedicated to modernizing the financial regulatory system. We believe that the regulatory framework needs to migrate from a largely manual to a Digitally-Native Design. This will ensure financial stability, protect consumers from harm, promote financial inclusion, curtail financial crime, and enable continuous innovation.

 

AIR works at the intersection of technology, innovation, and regulation to help regulators better understand emerging technologies that can help improve financial health. Examples like cash-flow underwriting can expand safe and affordable credit to people with no credit history, increasing credit access and a creating a more fair financial system.

REGTECH MANIFESTO

Redesigning Financial Regulation for the Digital Age: A Request for Comments (RFC)

Financial regulation needs to convert from analog to digital design. This paper is an RFC calling for gradual but urgent conversion of the financial regulatory system to a “digitally-native” framework – a system that will be rebuilt over time to leverage the power of digitization and make regulatory outcomes better, faster, and cheaper, all at once.

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FEATURED PROJECT

TechSprint on Financial Crime: Using Traceability in Crypto to Combat CSAM (Child Sexual Abuse Material)

AIR is hosting a TechSprint from October 19-23 with regulators, law enforcement, industry and experts to explore how to use the traceability of crypto to limit distribution of child sexual abuse material (CSAM).

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RESPONSE TO COVID-19

Hackathons | AIR's Op-Eds

During this time of great challenge and monumental change, AIR has been partnering with engineers and regulators to identify how technology can improve the lives of consumers and the stability of small business. Now is the time to stay nimble, embrace innovation and act quickly.

COVID-19 Response
quote

Regulation innovation cannot be an oxymoron

Jo Ann Barefoot, CEO of AIR

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