AIR is a global non-profit that advances a fair financial system, by promoting the use of ‘responsible technology’ to help consumers and small businesses build financial health.

AIR believes ‘technology for good’ can leverage innovation and scale to redress issues of gender equity, racial equity, green finance and financial inclusion in emerging markets.

Founded by Jo Ann Barefoot and David Ehrich, AIR supports a strong regulatory system and advocates for its digital modernization, necessary to effectively regulate an industry that has already been transformed by technology.

Learn more about AIR’s Vision and Mission.


Women's Economic Empowerment TechSprint:
March 22-25, 2021

AIR partnered with the UK’s Financial Conduct Authority (FCA) to jointly host a global TechSprint to address the disproportionate impact of the pandemic on women.

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The Financial Conduct Authority’s Innovation Journey: Moving Forward in the Face of Uncertainty

Written by former General Counsel from the Office of the Comptroller of the Currency (OCC) and AIR Advisory Council member Amy Friend, this paper identifies the key drivers of the success of the FCA’s innovation initiatives.

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Redesigning Financial Regulation for the Digital Age: A Request for Comments (RFC)

Digital modernization of the regulatory system will strengthen regulation and enable better outcomes for consumers, faster outcomes for regulators, and lower compliance cost for covered institutions, all at once.

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Regulation innovation cannot be an oxymoron

Jo Ann Barefoot, CEO of AIR

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