Community Banks and Innovation:

Helping Small Banks Compete in the Digital Age

Community banks are essential to America’s wellbeing but are under stress today from multiple forces. Challenged to compete with both large banks and fintechs, smaller institutions are well positioned to pioneer focused innovation in financial services, but need access to innovative technology that equips them to meet customers’ rising expectations and to contain operating and compliance costs.

Acting Comptroller of the Currency Brian Brooks, FDIC Chief of Staff Brandon Milhorn, ABA President Rob Nichols, and ICBA President Rebeca Romero Rainey joined with AIR and leading community banks and technology firms in a thoughtful exploration of solutions.




Welcome and Introduction 

Jo Ann Barefoot, CEO & Co-founder of AIR


Panel: Community Bank Innovation

Moderators: Jerry Buckley, Partner, Buckley LLP & Jo Ann Barefoot

Howard Jaffe, President & COO, Inland Bancorp, Inc.

Rob Nichols, President & CEO, American Bankers Association

Julie Thurlow, President and Chief Executive Officer, Reading Cooperative Bank


Panel: Technology Opportunities for Community Banks

Moderator: David Ehrich, Executive Director, AIR

Bob Fisher, President & CEO, Tioga State Bank; Chairman-elect, ICBA

Rebeca Romero Rainey, President & CEO, ICBA

Corey Stone, Entrepreneur in Residence, Financial Health Network


Panel: The Future of Community Bank Technology

Moderator: Brian Graham, Partner, Klaros

Alexa Guenoun, President, Americas and Global Head of Partners, Temenos

Sultan Meghji, CEO & Co-founder, Neocova

Sunil Sachdev, SVP & GM, Community Bank Solutions Group, Fiserv

Colin Walsh, Founder & CEO, Varo Money


Fireside Chat: The FDIC’s Community Bank Innovation Initiatives

Brandon Milhorn, Chief of Staff to the Chairman, FDIC

Jo Ann Barefoot, CEO & Co-founder of AIR


Fireside Chat: Technology and the Future of Community Banking

Brian Brooks, Acting Comptroller of the Currency, OCC

Jo Ann Barefoot, CEO & Co-founder of AIR



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