Experienced Executive and Advisor managing technology risk as a transformational Chief Technology Officer (CTO), First-ever CTO of City of New York, Financial Services CTO, successful entrepreneur, an expert in technology risk and audit, regulatory technology, intelligent automation and data governance. Ms. Tantoco has an impressive track record in enterprise transformation at scale, as Senior Product Manager at Palm, CTO at Merrill Lynch and UBS, and holds four US patents on intelligent workflow. Appointed New York City’s first-ever Chief Technology Officer, Tantoco led the Mayor’s Office of Tech and Innovation and groundbreaking initiatives in smart city tech. Most recently, Tantoco co-founded Grasshopper Bank. raised $131M in seed and capital funds, building a digital bank from scratch. Tantoco is currently a Board Member and Advisor, consultant, and speaker on artificial intelligence, regulatory tech, and fintech.