Anna is the Senior Program Officer for Regulatory and Consumer Protection Technologies at the Bill and Melinda Gates Foundation. Her role is to leverage technology to enable financial regulators in managing the risks posed by emerging financial services models without impeding the innovation required to drive financial inclusion. Anna has 20 years’ experience in public policy with an expertise in financial regulation, digital financial services and consumer protection. In her most recent senior leadership role, Anna built the innovation unit at the UK’s Financial Conduct Authority. This included developing the world’s first ‘Regulatory Sandbox’, creating an international network of financial regulators to promote pro-innovation regulation (the Global Financial Innovation Network) and developing policy on issues like cloud computing, machine learning and crypto assets. Anna was the accountable executive for FCDO-funded technical assistance programs to Nigeria and was a member of UK Financial Services Investment Board and Fintech Delivery Board. This role builds on a broad career across a range of public sector organizations, including the UK Government, European Commission and the Scottish Parliament. Anna has a Batchelor’s Degree in Politics, Philosophy and Economics (PPE) from the University of Stirling.