Washington, D.C. – March 26, 2025: The Alliance for Innovative Regulation (AIR) spotlighted a potential paradigm shift in financial regulation in recently released intellectual capital, and announced an inaugural Converge conference to harness the unprecedented change for positive outcomes.
Financial regulation is on the brink of a transformative shift as a new, tech-driven model of regulatory oversight promises to revolutionize how financial markets are monitored and governed. Jo Ann Barefoot, CEO and Co-founder of AIR, highlights the forces driving this shift in her recent commentary, Regulation 2.0: The Dawn of Tech-Driven Financial Regulation. In her analysis, Barefoot identifies six key factors converging to create an ideal environment for profound change, including advancements in generative AI, increased regulatory tech adoption, and the evolving role of financial regulators. According to Barefoot, this new paradigm could provide regulators with unprecedented access to real-time data, transforming financial oversight and improving outcomes for both the industry and consumers.
“Regulation 2.0 has the potential to completely reshape how we oversee financial markets, giving regulators the tools they need to make more informed decisions,” says Barefoot. “This shift will address long-standing challenges, all while ensuring the protection of consumers and markets.”
Barefoot also delved into the topic in her recent Barefoot Innovation Podcast episode, where she outlined how technology can help move us beyond the limitations of current regulatory frameworks and towards a more efficient, data-driven model.
To continue this vital conversation, AIR will host Converge: Creating the Future of Financial Regulation in Washington, D.C. in September 2025. The conference will bring together thought leaders, innovators, and policymakers to engage in discussions on how new technologies will impact financial regulation in the digital age. Attendees will explore opportunities to innovate regulatory practices and design solutions for emerging risks.
“We’re in a moment of unprecedented change,” says Barefoot. “Converge will provide a crucial platform to bring together those shaping the future of financial regulation, allowing us to create new pathways forward.”
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For information about sponsoring Converge, please contact Randy Repka.
The Alliance for Innovative Regulation (AIR) is a nonprofit, non-membership organization working to make the financial system fully inclusive, fair and resilient through responsible use of new technology. By connecting regulation, finance, technology and society, AIR drives global innovation and collaboration to address rapid technology change.
BLOG • Regulation 2.0: The Dawn of Tech-Driven Financial Regulation
2025 will bring the convergence of huge currents of change in financial regulation, especially with the arrival of the second Trump administration. Will the year launch “Regulation 2.0” — a new tech-based model for doing regulatory work?
PODCAST • Regulation 2.0: The Dawn of Tech-Driven Financial Regulation
In this episode, Jo Ann explores the potential for rapid change in financial regulation in 2025. She argues that the convergence of six factors could lead to the emergence of “Regulation 2.0,” a new paradigm of financial regulation enabled by technology.
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