📅 Wednesday, March 18, 2025
🕙 1:00 – 2:00 PM ET
📍 Virtual (Zoom)
Earned Wage Access (EWA) is reshaping how workers receive their earnings, offering faster access to wages while raising critical regulatory and policy questions. As financial regulators, policymakers, and industry leaders grapple with how to classify and oversee EWA, this discussion will examine key considerations shaping its future.
Join Jo Ann Barefoot, CEO & Co-founder of AIR, as she moderates a panel of experts, including Daniel Gorfine, Founder & CEO of Gattaca Horizons LLC, Mona Jabbour, Director of Public Policy and Research at Chime, and Penny Lee, President & CEO, Financial Technology Association to explore:
• The evolution of EWA and how different models operate (employer-based vs. direct-to-consumer)
• Current federal and state regulatory approaches and recent policy actions
• Consumer protection concerns, including disclosure requirements, pricing models, and risk mitigation
Potential policy frameworks—how should EWA be regulated?
• Lessons learned from state-level regulation and potential unintended consequences of various regulatory approaches
This live 60-minute virtual webinar will provide valuable insights for policymakers, financial institutions, fintech leaders, and consumer advocates seeking clarity on the future of EWA.
Daniel Gorfine, Founder & CEO, Gattaca Horizons LLC
Mona Jabbour, Director of Public Policy and Research, Chime
Penny Lee, President & CEO, Financial Technology Association
Jo Ann Barefoot, CEO & Co-founder, AIR
WHITE PAPER • Earned Wage Access: Exploring Policy Implications & Frameworks
Produced in partnership with Gattaca Horizons LLC, this paper aims to provide a comprehensive review of earned wage access services, their potential to mitigate harms associated with certain traditional financial products, and the unique challenges they pose.
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