This report was prepared by the Beeck Center for Social Impact + Innovation at Georgetown University in partnership with Flourish Ventures. It is based on a series of conversations hosted by the Brookings Institute, FinRegLab, Financial Health Network, the Beeck Center, the Alliance for Innovative Regulation and the Digital Dollar Project in the fall of 2020 on how to strengthen the digital infrastructure for finance in the United States.
Read MoreAIR Advisor Yvette Hollingsworth-Clark’s article discussing how as financial products and services become more digital, regulators are turning to advanced technologies to keep pace, and risk management functions at financial institutions will likely follow suit.
Read MoreAIR Advisor Matthew Van Buskirk finds the key to the future of regulation and compliance: standardizing information to make the system modular.
Read MoreThis research brief uses PPP enrollment as a case study of how data and technology can address these problems. The report catalogues uses of new data and technologies to verify identity, digitize application and underwriting processes, streamline analyses of what PPP moneys are forgivable, and minimize fraud and loan stacking.
Read MoreThis Research Brief is the first in a series of publications intended to facilitate post-pandemic adjustments to credit scoring and underwriting models to support an inclusive and rapid recovery process.
Read MoreThe report focuses on four elements essential to supporting the next stage of FinTech growth: clarifying regulatory support and engagement, building on success by delivering new initiatives, integrating innovation across the supervisory framework, and strengthening support of FinTech expansion into overseas markets.
Read MoreDaniel Gorfine and Kabir Kumar (Authors)
AIR Advisors Daniel Gorfine and Kabir Kumar make a case for investing in digital infrastructure.
Read MoreTilman Ehrbeck (Author)
Flourish Ventures Managing Partner, Tilman Ehrbeck predicts how the pandemic will change our world.
Read MoreThe FCA explains their TechSprint model and how it has evolved over time. They also provide an evaluation of some areas where they are working to further develop and improve their approach in the context of the wider efforts to foster sustainable and desirable innovation in financial markets
Protiviti and the International RegTech Association
This study focuses on the optimization of anti-money laundering (AML) know your customer (KYC or AML/KYC) processes. It provides a blueprint for broader adoption of RegTech to enable better regulatory compliance and improve the efficiency and effectiveness of compliance processes.
Hemant Taneja (Author), Kevin Maney (Contributor)
An innovative trend combining technology with economics is unraveling behemoth industries–including corporations, banks, farms, media conglomerates, energy systems, governments, and schools-that have long dominated business and society. Size and scale have become a liability. A new generation of upstarts is using artificial intelligence to automate tasks that once required expensive investment, and “renting” technology platforms to build businesses for hyper-focused markets, enabling them to grow big without the bloat of giant organizations.
This report provides a summary of our research findings that evaluate cash-flow data in credit underwriting of consumers and small businesses.
Read MoreThis report provides a broad picture of the use of cash-flow data in small business lending and identifies related policy issues that may be particularly important for that market.
Read MoreThe Market Context & Policy Analysis report provides detailed snapshots of the use of cash-flow data in U.S. consumer lending and the development of the system for transferring data between firms.
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